What’s Your Life Situation?
Are you approaching retirement age? If you are, have you been following a retirement plan that’s in place and working for you? As you get closer and closer to that magical retirement age, have you asked yourself, “Can I afford to retire now?” For too many people, the sad answer is NO!
I guess life sneaks up on us. I’m retired, but I have retirement income from a career in the military plus my social security. It keeps the wolves from my door, but it’s nothing to brag about.
Can you live on less than you’re making now? The truth is that when you retire, your income will most likely drop, sometimes by as much as 50%. Can you live on that? Do you WANT to live on that?
Update: CNN Bloomberg published an article informing us that currently there is about a 10-year gap between how long the funds that men and women have in their retirement accounts and their life expectancy. The gap is slightly higher for women because they, on average, live longer. You can find that article here.
Now, there are those people who have planned and saved and will have a good retirement. I’m happy for them. What about the rest of us, though? I see older people all the time who drive old, beat up cars. Would you like to have to drive a clunker in your golden years?
Or, would you rather drive something modern and reliable? Wouldn’t a shiny new car be nice?
When You Retire, Your Choices Come Down To What You Can Afford.
Where you live, how well you live, what you get to do, what you eat, all are influenced by the money you will have after you retire. Don’t you see senior citizens all the time working at fast food restaurants? Maybe a few are doing it so they won’t get bored, but a lot of them need the money, and the discounted meals.
Take a look at the chart below. Statistics show that one out of every three Americans have no savings for retirement. The chart shows the breakdown of how much we have saved, if we have saved at all. I think we hope that social security will bail us out. It does supply some money, but not nearly the security that it’s name implies and you might think you need. The chart below is from a Time.com article (here’s the link) reporting on the results of 3 surveys on the retirement saving habits of people in various age groups.
If You Haven’t Saved Significant Money For Retirement, And It’s Getting Close, What Can You Do About It?
The purpose of this post is to show you a way that you can “fix” the big hole in your retirement savings. I want to tell you about the benefits of starting your own online business. When you do, you have the potential to overcome the obstacles in the way of your retirement.
I’m also going to show you the best way to get the training that you need for starting your internet business. In fact, I’m going to show you the #1 site online for teaching success to online entrepreneurs.
Why Would You Want An Online Business?
With an online business, your customers are not limited to your general area. You can reach customers worldwide.
With an online business, you do not need to be present in a store to make a sale. You’re not really retired if you have to be working are you?
With an online business, you will be open 24/7. No hours of operation, no limitations.
What Kind Of Online Business?
There are various kinds, but I’m going to tell you about affiliate marketing. As an affiliate marketer, you connect people with the products that they are looking for, and you get paid a commission when they buy. How does that work? You enter into affiliate agreements with companies selling products, and market those products on your website. When a customer clicks of a product on your site, they are taken to the sales page for the company, and when they purchase, you are paid a commission.
How Can I Learn To Be An Affiliate Marketer?
The best training site on the web right now is called Wealthy Affiliate. It’s been helping people become successful business owners since 2005, and currently is approaching close to one million members. It’s tailor made for anyone who wants to learn to make money online, no matter their level of computer experience.
It doesn’t matter if you are young or old. All you need is the drive to succeed and Wealthy Affiliate will guide you to success.
If you’re looking for a get-rich-quick scheme, this isn’t it. It will take time and effort to reach your goals. Those schemes that tell you that you will make your first $500 in your first 30 minutes online are preying on your hopes and can’t deliver what you can build for yourself. Avoid them.
Wealthy Affiliate is up-front with what it claims it can do for you. In fact, you can sign up and start for FREE! No credit card will be asked for or required. The Free Starter level of training gives you significant tools to start your own business, and if you feel you can take it yourself from there, you won’t need to upgrade to the paid training.
Here’s what you get when you sign up for the free starter training:
That’s Level 1, the Free Starter Training. Also as part of the free training, you will be able to build 2 free websites for whatever niche you want to pursue. It’s quite a lot of free training.
If you want to learn more, you can sign up for Premium level training. That consists of several more levels and will take you the rest of the way for your success. Premium training costs $49/month, or $359/year and is well worth the cost.
You’d like to decide for yourself if the premium training is worth it, wouldn’t you? As part of your Free Starter benefits, you are given Premium level access for your first 7 days so you can see for yourself if it’s for you. You can see what goes on in the premium community and access the benefits for yourself.
There are 4 more levels of training in the certification process, shown below.
If you want, Wealthy Affiliate has an affiliate program also, and you can choose as your niche the marketing of Wealthy Affiliate on your website. That’s what I’m doing with mine. The commission structure is very good. You can even earn commissions in the Free Starter program.
If You Want To Earn That Extra Income For Retirement, Get Started Today!
There’s no reason to wait! It takes time to start any business, including affiliate marketing. If you’re within 2 years of retirement, I suggest that you don’t wait any longer to get started.
Each day brings you closer to that time when you won’t have to get up and go to work anymore. Begin your online business now, so you won’t have to scrimp to get by when you do retire.
Thanks for reading my post. The FTC requires a disclosure that tells you that if you click on a link and purchase a product from my website, I will earn a commission. I’m happy to tell you that because that’s why I blog. Hopefully you will be doing the same. Click on the banner and it will take you to the sign-up page for Wealthy Affiliate.
Please leave me a comment if you’d like.